However, buying a new phone can be a challenge, especially with all the other costs that come with planning trips and outings. Fortunately, Home Credit Philippines (HCPH), the country’s leading consumer finance company, is making it easier and more affordable to upgrade your device.

Swak sa budget ang summer smartphones with Home Credit

Through Home Credit’s Swakto Summer deals, upgrading is now more accessible than ever. You can take advantage of flexible installment plans with as low as 0% interest and zero down payment. This makes it possible for you to own a new smartphone for as low as ₱29 per day, with no need to worry about a big upfront cost.

Applying for a product installment is simple. Just bring one valid ID to any Home Credit-supported store, and if eligible, you can get approved in as fast as one minute. This special offer is available until May 14, 2025, at over 15,000 Home Credit partner stores in more than 75 provinces across the country.

From top-tier features to performance fit for every getaway, Home Credit’s lineup of mid-range smartphones is perfect for the season. With deals starting at ₱29 per day, there’s no better time to gear up for summer with a device that can keep up with your adventures.

Elevate your summer adventures with Samsung

One of the top picks for an upgraded summer smartphone is the Samsung Galaxy A55 5G in Awesome Ice Blue. Built for those who want to capture every moment in high quality, this device features a triple rear camera setup—50MP wide-angle, 12MP ultra-wide, and 5MP macro—paired with a 32MP front camera for crisp selfies under the sun.

Perfect for all-day use, the Galaxy A55 5G is powered by a long-lasting 5000mAh battery that can keep up with your summer activities for up to two days. Whether you're streaming music, taking photos, or navigating your road trip, the phone’s octa-core processor and 8GB of memory ensure smooth performance. It also comes with 256GB of storage, giving you ample space for all your vacation photos and videos.

With an IP67 rating for dust and water resistance, it’s a durable companion whether you're hitting the beach or exploring the outdoors. Priced at ₱24,990, this smartphone is available through Home Credit for as low as ₱1,068 per month for 18 months—or just ₱36 per day—making it a Swakto choice for a worry-free upgrade this summer.

Samsung Galaxy A55 5G in Awesome Ice Blue

Experience unforgettable summer getaways with Vivo

For a smartphone that can keep up with every summer plan, the Vivo V40 5G in Nebula Purple is a perfect companion. Built to support long days on the road or at the beach, this device features a massive 5500mAh battery that helps minimize downtime so you can focus more on creating memories and less on looking for a charger. Equipped with a Qualcomm Snapdragon 7 Gen 3 mobile platform and 12GB of RAM, it ensures a fast and seamless experience whether you're navigating, multitasking, or simply staying connected. With 256GB of storage, there's more than enough room for apps, photos, and videos.

Photography enthusiasts will appreciate the ZEISS camera system, which includes a 50MP ultra-wide lens, a 50MP OIS main camera, and a 50MP group selfie shooter. These are ideal for capturing vibrant group shots and scenic views throughout your summer adventures. Designed for the outdoors, the device also boasts IP68 and IP69 ratings for water and dust resistance, allowing it to survive water exposure of up to 1.5 meters for 30 minutes. And for those moments when you just want to relax, the Vivo V40 5G’s dual stereo speakers offer an immersive sound experience, perfect for streaming music or watching your favorite shows on the go.

Priced at ₱25,999, this feature-packed smartphone is available through Home Credit for as low as ₱1,112 per month for 18 months or just ₱37 per day, making it an excellent pick for those who want more from their summer travels without breaking the bank.

Vivo V40 5G in Nebula Purple

Level up your summer experience with OPPO

The OPPO Reno 13 F 5G in Plume Purple is a great option for your next summer adventure. Its powerful 5800mAh battery is designed for all-day use, letting you stay connected longer without worrying about recharging. The triple rear camera system, featuring a 50MP wide-angle lens, 8MP ultra-wide lens, and 2MP macro camera, makes it easy to capture everything from scenic landscapes to small details, while the 32MP front camera ensures sharp selfies wherever you go. With a Qualcomm Snapdragon 6 Gen 1 mobile platform, 12GB of RAM, and 256GB of internal storage, this device delivers a reliable and responsive experience every day.

The OPPO Reno 13 F 5G is also equipped with IP69 water and dust resistance and an all-around armor body that helps protect it from accidental drops and bumps during your trips. Priced at ₱22,999, this smartphone is available through Home Credit for as low as ₱979 per month for 18 months or just ₱33 per day.

OPPO Reno 13 F 5G in Plume Purple

Enjoy summer fun with Xiaomi

Next on the list is the Xiaomi Redmi Note 14 Pro Plus 5G in Lavender Purple. It boasts a powerful 200MP main camera with OIS, along with an 8MP ultra-wide lens and 2MP macro camera, perfect for capturing everything from sweeping beach views to intricate travel details. A 20MP front camera also ensures sharp, share-worthy selfies.

The smartphone features a 6.67-inch AMOLED display with 1.5K resolution, providing vibrant visuals. It also runs on the Snapdragon 7s Gen 3 processor and comes with 12GB of RAM and 256GB of internal storage, offering a fast and seamless experience throughout your summer adventures.

Its 5110mAh battery is built to last all day, while the 120W HyperCharge fast charging feature ensures you’re back on the go in no time. With an IP68 rating for dust and water resistance, the device is designed to withstand splashes and unexpected summer elements. Priced at ₱22,999, the Xiaomi Redmi Note 14 Pro Plus 5G is available through Home Credit for as low as ₱979 per month for 18 months or just ₱33 per day—a solid pick for capturing and enjoying every moment of the season.

 Xiaomi Redmi Note 14 Pro Plus 5G in Lavender Purple

Make your summer more memorable with Realme

Another smartphone you can consider this summer is the Realme 13 Plus 5G in Dark Purple. Featuring a 50MP Sony LYT-600 OIS main camera, it captures stunning, detailed photos of every moment—from vibrant sunsets to breathtaking views during your adventures. The 16MP front camera also ensures that you’ll always have crystal-clear selfies to share with friends and family.

Powered by the Dimensity 7300 Energy 5G chipset, paired with 12GB of RAM and 256GB of storage, this device handles multitasking effortlessly while giving you plenty of room for your photos, videos, and apps. The 5000mAh battery guarantees all-day power, so you can enjoy your summer without worrying about your phone running out of juice. Retailing at ₱19,999, the Realme 13 Plus 5G is available through Home Credit for as low as ₱855 per month for 18 months or just ₱29 per day, offering great value for a device that’s ready to be your travel companion this season.

Realme 13 Plus 5G in Dark Purple

Experience a smooth summer with Apple

Completing your list of smartphone options this summer is the Apple iPhone 13 in Midnight, which delivers reliable performance and premium features for all your adventures. Equipped with the powerful A15 Bionic chip, this device ensures smooth multitasking, efficient power management, and swift navigation throughout your daily adventures. Its dual-camera system, featuring 12MP wide and ultra-wide lenses, captures stunning photos and videos, while the 12MP front camera is perfect for crisp selfies with friends or family.

The iPhone 13 also offers an exceptional viewing experience with its Super Retina XDR display, bringing every photo, video, and app to life in vivid detail. Plus, the device’s long-lasting battery ensures you won’t miss a moment during your full day of activities. With 128GB of storage, you’ll have ample space to store all your favorite memories, and its IP68 rating offers added protection against splashes, water, and dust.

At ₱28,990, the iPhone 13 is available through Home Credit for as low as ₱1,036 per month for 24 months—or just ₱35 per day—making it a reliable and stylish companion for capturing every summer moment with ease.

Apple iPhone 13 in Midnight

Don't miss out on the chance to upgrade your travel companion this summer. With Home Credit's Swakto Summer deals, enjoy flexible installment plans with as low as 0% interest and zero down payment, making it easier to experience a smoother, more exciting summer with a smartphone built for all your adventures.

For fast pre-approval of product installments, download the Home Credit App from Google Play, the App Store, or Huawei AppGallery. You can also visit Shoppingmall.ph to locate the nearest partner store where your preferred smartphone is available and discover more Swakto Summer offers from Home Credit.

To learn more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts.  

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).